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THINGS TO KNOW
 

 1.    Know your Customer

 

Have you heard of a small account?

 

Even without proof of identity and address, open a savings bank's 'small account' by submitting a recent photograph and signature. Enjoy account balance of up to Rs 50,000, withdrawal up to Rs 10,000 per month and total credits of up to Rs 1 lakh per financial year.

2.    Credit Discipline

 

Don’t know your credit score?

 

Individuals having credit history can get one free full credit report including credit score, once in a year (January - December) from any of the four credit information companies (TransUnion CIBIL, Equifax, Experian or CRIF High Mark).

 

 

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