Financial

Financial

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Financial Position

                                                                                 Progress at a Glance

                                                                                                                                                    ( Rs. In Lakh)

Sr. No.

Particulars

Current Year

Previous Year

1

Balance Sheet

31.03.2021

31.03.2020

2

Share Capital

1363.71

1296.25

3

Reserves and surplus

4546.34

3300.25

4

Deposits

55674.75

53723.18

5

Borrowings

200.54

70.51

6

Other liabilities and provisions

1855.56

1730.98

7

 Total of Liabilities

63640.90

60121.17

8

Cash in Bank balances

1098.82

1271.59

9

Balance with Banks in fixed deposits

9222.75

9441.19

10

Investments

28117.92

25363.99

11

Advances

23741.72

22676.15

12

Fixed Assets

260.15

278.23

13

Other Assets

1199.54

1090.02

14

Total assets

63640.90

60121.17

15

Profit and loss

 

 

16

Interest Income

4755.31

4671.49

17

Other Income

548.95

243.52

18

Total Income

5304.26

4915.01

19

Interest Expended

2645.98

2860.44

20

Operating Expanded

1148.43

1224.43

21

Total expenditure

3794.41

4084.87

22

Profit/Loss

 

 

23

Net profit before Tax and provisions

1509.86

830.14

24

Net profit after Tax and provisions

1029.67

400.54

25

Other Key Ratios

 

 

26

C:D Ratio

42.64%

42.21%

27

Recovery Percentage

 

 

28

Gross NPA

289.72

376.17

29

Net NPA

Nill

Nill

30

Gross NPA as percentage of loans & advances

1.22

1.66

31

Net NPA as percentage of loans & advances

Nill

Nill

32

Capital Adequacy ratio (CRAR)

24.23

20.38

33

Cost of management as percentage of Working capital

1.26%

1.46%

34

Operating profit to average working fund

2.46%

1.43%

35

Return on Assets(ROA)

2.55%

1.48%

36

Net Interest Margin(NIM)

3.65%

3.27%