|
Sr. No.
|
Particulars
|
Current Year
|
Previous Year
|
|
1
|
Balance Sheet
|
31.03.2021
|
31.03.2020
|
|
2
|
Share Capital
|
1363.71
|
1296.25
|
|
3
|
Reserves and surplus
|
4546.34
|
3300.25
|
|
4
|
Deposits
|
55674.75
|
53723.18
|
|
5
|
Borrowings
|
200.54
|
70.51
|
|
6
|
Other liabilities and provisions
|
1855.56
|
1730.98
|
|
7
|
Total of Liabilities
|
63640.90
|
60121.17
|
|
8
|
Cash in Bank balances
|
1098.82
|
1271.59
|
|
9
|
Balance with Banks in fixed deposits
|
9222.75
|
9441.19
|
|
10
|
Investments
|
28117.92
|
25363.99
|
|
11
|
Advances
|
23741.72
|
22676.15
|
|
12
|
Fixed Assets
|
260.15
|
278.23
|
|
13
|
Other Assets
|
1199.54
|
1090.02
|
|
14
|
Total assets
|
63640.90
|
60121.17
|
|
15
|
Profit and loss
|
|
|
|
16
|
Interest Income
|
4755.31
|
4671.49
|
|
17
|
Other Income
|
548.95
|
243.52
|
|
18
|
Total Income
|
5304.26
|
4915.01
|
|
19
|
Interest Expended
|
2645.98
|
2860.44
|
|
20
|
Operating Expanded
|
1148.43
|
1224.43
|
|
21
|
Total expenditure
|
3794.41
|
4084.87
|
|
22
|
Profit/Loss
|
|
|
|
23
|
Net profit before Tax and provisions
|
1509.86
|
830.14
|
|
24
|
Net profit after Tax and provisions
|
1029.67
|
400.54
|
|
25
|
Other Key Ratios
|
|
|
|
26
|
C:D Ratio
|
42.64%
|
42.21%
|
|
27
|
Recovery Percentage
|
|
|
|
28
|
Gross NPA
|
289.72
|
376.17
|
|
29
|
Net NPA
|
Nill
|
Nill
|
|
30
|
Gross NPA as percentage of loans & advances
|
1.22
|
1.66
|
|
31
|
Net NPA as percentage of loans & advances
|
Nill
|
Nill
|
|
32
|
Capital Adequacy ratio (CRAR)
|
24.23
|
20.38
|
|
33
|
Cost of management as percentage of Working capital
|
1.26%
|
1.46%
|
|
34
|
Operating profit to average working fund
|
2.46%
|
1.43%
|
|
35
|
Return on Assets(ROA)
|
2.55%
|
1.48%
|
|
36
|
Net Interest Margin(NIM)
|
3.65%
|
3.27%
|