|
Sr. No.
|
Particulars
|
Previous Year
|
Current Year
|
|
1
|
Balance Sheet
|
31.03.2019
|
31.03.2020
|
|
2
|
Share Capital
|
1151.20
|
1296.25
|
|
3
|
Reserves and surplus
|
3023.57
|
3300.25
|
|
4
|
Deposits
|
50819.36
|
53723.18
|
|
5
|
Borrowings
|
0
|
70.51
|
|
6
|
Other liabilities and provisions
|
1393.37
|
1730.98
|
|
7
|
Total of Liabilities
|
56387.50
|
60121.17
|
|
8
|
Cash in Bank balances
|
955.52
|
1271.59
|
|
9
|
Balance with Banks in fixed deposits
|
9036.63
|
9441.19
|
|
10
|
Investments
|
24033.83
|
25363.99
|
|
11
|
Advances
|
21203.96
|
22676.15
|
|
12
|
Fixed Assets
|
283.43
|
278.23
|
|
13
|
Other Assets
|
874.13
|
1090.02
|
|
14
|
Total assets
|
56387.50
|
60121.17
|
|
15
|
Profit and loss
|
|
|
|
16
|
Interest Income
|
4184.90
|
4671.49
|
|
17
|
Other Income
|
201.86
|
243.52
|
|
18
|
Total Income
|
4386.76
|
4915.01
|
|
19
|
Interest Expended
|
2650.71
|
2860.44
|
|
20
|
Operating Expanded
|
1104.63
|
2124.43
|
|
21
|
Total expenditure
|
3755.34
|
4084.87
|
|
22
|
Profit/Loss
|
|
|
|
23
|
Net profit before Tax and provisions
|
631.42
|
830.14
|
|
24
|
Net profit after Tax and provisions
|
371.32
|
400.54
|
|
25
|
Other Key Ratios
|
|
|
|
26
|
C:D Ratio
|
41.72%
|
42.21%
|
|
27
|
Recovery Percentage
|
|
|
|
28
|
Gross NPA
|
160.00
|
376.17
|
|
29
|
Net NPA
|
Nill
|
Nill
|
|
30
|
Gross NPA as percentage of loans & advances
|
0.75
|
1.66
|
|
31
|
Net NPA as percentage of loans & advances
|
Nill
|
Nill
|
|
32
|
Capital Adequacy ratio (CRAR)
|
17.09
|
20.38
|
|
33
|
Cost of management as percentage of Working capital
|
1.41%
|
1.46%
|
|
34
|
Operating profit to average working fund
|
1.21%
|
1.43%
|
|
35
|
Return on Assets(ROA)
|
1.20%
|
1.48%
|
|
36
|
Net Interest Margin(NIM)
|
2.95%
|
3.27%
|